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The actual loan amount you are eligible to receive for an academic year is determined by your school and may be less than the maximum annual amounts shown in the chart above.

The aggregate limits include both Direct Subsidized and Unsubsidized Loans and any subsidized and unsubsidized Stafford Loans received through the Federal Family Education Loan (FFEL) Program.

If this is your last semester, you will need to complete the exit counseling sessions prior to the second disbursement of your loan.

Exit Counseling Repayment begins six months after you graduate or cease to be at least a halftime student.

It is the borrower's responsibility to maintain contact with the United States Department of Education and to establish a repayment schedule.

The borrower's failure to inform the United States Department of Education of changes in enrollment status, anticipated graduation dates, current address, name, deferment eligibility, or college of attendance may result in default on the student loan.

This is a loan that parents may request to assist a student with his/her costs of attendance.

The aggregate amounts for graduate students include loans for undergraduate study.

The Financial Aid Office will tell you the loan amounts that it is offering, check your online financial aid account with your campus for the amount of your loan. In the case of loans, keep in mind that whatever amount you borrow must be paid back with interest.

If your living expenses are not as high as the standard allowance projected by your school, you may not have to borrow as much as the amount offered.

If you accept the loans as awarded, no further action is necessary on your part. As with all federal student aid, you apply for Direct Loans by filling out the Free Application for Federal Student Aid (FAFSA).

If you would like to cancel and or modify your loans, please complete this form ​Loan Cancellation-Reduction to you campus financial aid office. The information on your FAFSA is transmitted to the schools that you list on the application, and those schools use the information to assess your financial need for student aid.

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